TERMS AND CONDITIONS
Terms of website use
Information about us
www.theafb.net is a site operated by the Association of Finance Brokers ("We," “us” or “our”). AFB and the Association of Finance Brokers are trading names of the Association of Independent Financial Advisers, a company limited by guarantee, registered in England and Wales under Companies Acts with number 3779289. Our registered office is 100 Fetter Lane, London, EC4A 1BN. Our main trading address is 26 Throgmorton Street, London, EC2N 2AN.
Accessing our site
Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us.
When using our site, you must comply with the provisions of our acceptable use policy.
You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.
Intellectual property rights
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
Reliance on information posted
Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.
Our site changes regularly
We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material.
The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
- loss of income or revenue;
- loss of business;
- loss of profits or contracts;
- loss of anticipated savings;
- loss of data;
- loss of goodwill;
- wasted management or office time; and
- for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.
Information about you and your visits to our site
Transactions concluded through our site
Any employment agency or employment business (as defined by the Employment Agencies Act 1973 (”the Act”)) who submits a job advertisement to our site must ensure that the advertisements comply with their obligations under the Act and the Conduct of Employment Agencies and Employment Business Regulations 2004.
Payment for each posting will be made using our online payment form at the point when the advertisement is submitted. A fee is charged for each job posting and the advertisement will remain on our site for six weeks. Any extension of this time will be charged to the employer/recruiter as a new posting. Advertisements can be withdrawn at any point by the employer/recruiter, but no full or part refunds will be made.
Prices published by us from time to time are subject to revision at any time.
Advertisements will become live on our site only when we have checked the advertisement. We reserve the absolute right, without giving any reasons, to decline to post an advertisement on our site. We may contact you to discuss revisions and a revised version may be posted at our discretion. If no agreement can be reached, we reserve the right not to post an advert. If we believe that an advertisement may be discriminatory we may remove it from our site at our discretion without liability to you to make any refund of amounts paid in respect of the posting and will inform you accordingly.
Employers or recruiters who post advertisements on our site agree to deal fairly and professionally with individuals who may respond to an advertisement posted on our site. We do not guarantee any response to any advertisements on our site will be from individuals suitable for the job advertised.
We are not an agent for and do not represent those employers and recruiters who post jobs opportunities on our site. Advertisements contained on our site are provided by prospective employers and their agents. We are not involved in the actual transaction between employers/recruiters and candidates and therefore we do not have any control over the description of the jobs, the legality of the jobs posted and the accuracy of the advertisements.
Any dealing which you have in respect of any third parties found via our site is solely between you and the person with whom you are dealing. In the event of a dispute which arises as a result of or in connection with any such dealing, you release us from any claims, demands and damages of any such kind incurred as a result of or in connection with such dealings.
Uploading material to our site
Whenever you make use of a feature that allows you to upload material to our site, or to make contact with other users of our site, you must comply with the content standards set out in our acceptable use policy. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.
Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.
We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the content standards set out in our acceptable use policy.
Viruses, hacking and other offences
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
Linking to our site
Our site must not be framed on any other site, nor may you create a link to any part of our site without our prior written consent. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in our acceptable use policy.
If you wish to make any use of material on our site, please address your request to email@example.com
Links from our site
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
When leaving the site, please note:
“Whilst AFB has made every effort to verify the accuracy of the information contained on this web site, AFB cannot accept responsibility for any loss or damage resulting from errors or omissions appearing on the following pages, or from the use of any other type of browser than that recommended by AFB. Users who link from the AFB site to sites provided by other organisations should be aware that the information and software on those sites has been compiled and issued by those other organisations and AFB therefore cannot accept responsibility for their accuracy, nor be held liable for any loss or damage arising from or related to their use, including loss or damage arising out of any undetected virus.”
Jurisdiction and applicable law
If you have any concerns about material which appears on our site, please contact to firstname.lastname@example.org
Thank you for visiting our site.